Minimum amount financed of $2,400
(1,800 euro, 85,000 rubles)
Maximum amount financed of $114,000
(88,000 euros, 4,000,000 rubles)
Credit period: up to 5
years
Down payment: from 30% of a car
value
Application is reviewed within 1—3
days
Loan approval is valid for 1
months
Equal monthly payments (except
Buy-Back program)
Monthly payment should be no more than
40% (if loan currency is rubles) / 30% (if loan currency is $ or
euro) of your/your household monthly gross income
Insurance premiums for the first year
cold be included in the loan amount (except Buy-Back
program)
No prepayment penalty after 6
months
Additional advantages
Upon borrower’s request, the Bank can
accept for a down payment amounts received from sale of a vehicle
owned by the borrower (trade-in)
Free unique SMS-service will alert you
before due dates
Driving license is not obligatory: 4
more people are admitted to car handling
We present our borrowers with VISA
Electron or MasterCard Electronic cards, which allow you to easily
make monthly repayments through cash-in ATMs.
Who can get a loan
Russian Federation citizens with
permanent registration in any city with an UniCredit
Bank’s branch
Borrower’s age at the date of final
loan repayment is to be under 55 years for women and 60 years for
men. To qualify for car loan borrowers must be at least 21 years
old
Borrower’s unbroken work record is to
be over 1 year (minimum 3 months at current place of
employment)
