Advantages of our investment solutions


Professionalism:

  • Our consultants are always ready to provide professional support on all matters related to private investments.

Transparency:

Flexibility:

  • A small amount of the initial contribution.
  • An opportunity to determine the term of your investments.
  • Purchase, exchange or redemption of shares within the shortest period of time stipulated by the Russian law.
  • Diversification of investments within the investment strategy.

Security:

  • Experience and guarantees of the Bank being a member of the financial group UniCredit and having a high security rating.
  • Professionalism and experience of a leading international asset management company operating in the Russian market and having a developed risk management system, which enables it to use management strategies with controlled risk level.

Mutual funds or deposits?

Investments in mutual funds are totally different from bank deposits that offer only a fixed interest to customers. By purchasing a share in a mutual fund, the shareholder will receive all potential income* generated by investments, while the asset management company will receive a fixed commission (fee) that depends on the amount of assets under its management. Due to this reason the asset management company is interested in achieving maximum return on your investments.

Open mutual funds have greater marketability, since their shares can be redeemed on any working day. However, in case of early withdrawal of a bank deposit the depositor usually loses its interest income. In case of long-term investments, return on investments in mutual funds can be considerably greater than deposit rates offered by banks or than inflation rate.

Mutual funds or independent investments?

What is the difference between investments in mutual funds and independent investments in the stock market? An investor purchasing a share entrusts its funds to a professional manager as a trustee who is interested in achieving maximum increase of the value of that share. In addition, an asset management company can invest funds on more beneficial terms for its investors, since it has more funds under its management and can reduce costs connected with investments in securities. Furthermore, when you have a limited experience in investment management, investing in mutual funds allows to learn more about the stock market and prepare for independent investment activity.


* return is not guaranteed